Car Accident Lawyer in LaSalle, Peru, and Ottawa.

No cost or obligation

There's no cost and no obligation - we want you to know your legal rights. And if you do choose us to handle your case, we work on a contingency fee basis meaning you owe us nothing until we recover for you.


Remember, the sooner you get an attorney on your side, the better. The accident may not have been your fault, but you can take charge of what happens next


We have helped obtain millions of dollars for our clients that have been injured, and will deal with your insurance company and the insurance company of the at-fault driver. 


We do all of this at ZERO cost to you until we are successful in your claim.


We will also front the costs of court litigation, because it can be very expensive and time consuming.  We will take care of all the legal fees and costs associated with carrying the case - We don't get paid until we win. If you don't have a successful outcome, you don't pay - it's as simple as that. 


When we accept your case, we will answer your questions now and throughout the process. You will know that we believe in you and your case — and that we are determined to obtain maximum financial recovery for your harms and losses.


Call us when you need a car accident lawyer in Peru, car accident lawyer in LaSalle, car accident Lawyer in Ottawa, or a car accident lawyer anywhere in Illinois. 


Car Accident and Insurance Lawyer

Auto Accident and Insurance Lawyer and Attorney

Auto accidents can change your life forever in a matter of seconds. Tens of thousands of Americans die in auto accidents every year and many more suffer severe or catastrophic injuries. Apart from the devastation of losing a loved one in a crash, surviving victims and their families may never fully recover from the physical and emotional impacts of the accident. Sometimes, these crashes are unavoidable, but more often than not, auto accidents are caused by the mistake or negligence of one of the drivers involved. A little more vigilance, a little more caution, and it all could have been avoided.

Kramarsic Law understand how much these accidents affect the lives of the victims and their families. We represent innocent people who suffered severe injuries as a result of another driver’s negligence and misconduct. We know how to successfully pursue the justice and compensation you deserve.

If you've been hurt in an accident, we urge you to speak with our auto accident attorneys as soon as possible. Please call Kramarsic Law today at 815-667-7100 for a FREE consultation. We serve clients throughout Northern Illinois including Ottawa, LaSalle, Peru, Princeton, Utica, Streator, Mendota, and many others.

There are many factors that come into play during an auto accident claim, and it’s important for you to know the details by calling Kramarsic Law.

WHAT TO DO AFTER AN AUTO ACCIDENT

Auto accidents have a jarring effect on everyone involved. Time seems to slow down and speed up all at once, and shock may leave you thinking your injuries are minimal. Seek immediate medical attention right away, then call Kramarsic Law. 

ILLINOIS AUTO ACCIDENT LAWS

Each state has specific laws regarding auto accidents and who is at fault. Illinois is a “fault” state when it comes to car insurance and lawsuits, meaning the party (driver) found to be responsible for the accident is held liable for paying for any damages incurred by the driver not at fault. Essentially, the driver that is found to be at fault must pay for your injuries and any property damage from the accident.

You can begin this process by filing a claim with your insurance company, and a representative will then approach the at-fault driver’s insurance company. You can also accomplish this by calling the other driver’s insurance company directly, but the best route to take is to speak with Kramarsic Law about filing a personal injury lawsuit against the driver—this ensures that you receive the full amount of compensation you deserve instead of the settlement amount the insurance company chooses.

Under Illinois law, you are also required to have liability insurance for your registered vehicle.

If the at-fault driver who caused your auto accident didn’t have insurance that covered your total damages and expenses, we can legally pursue them to hold them personally liable. Additionally, uninsured motorist coverage is required in Illinois.


TYPES OF AUTO ACCIDENTS

The process of auto accident claims varies depending on the type of motor vehicle involved, especially if a corporation owned the vehicle. We know the unique challenges of these categories of auto accidents and are ready to represent any individual hurt in any automobile accident. 

LYFT AND UBER ACCIDENTS

Using a rideshare service is fast, easy and may cost less than a cab. Unfortunately, accidents involving Uber and Lyft vehicles are of course possible. If you are the passenger, a pedestrian or another driver on the road and are injured in such a crash, you need immediate answers about whose insurance covers your injuries and property damage, and in what amount.


Were you a passenger? Generally, when you are a passenger in an Uber or Lyft, you are covered by those companies' liability and uninsured/under-insured motorist policies. You should be covered regardless of your driver's fault, or lack of fault, in causing the crash. If you were a passenger, our attorneys can determine if your own insurance policy, the rideshare company's insurance policy or the other responsible motorist's insurance policy will cover you.

Were you in another vehicle? If an Uber or Lyft vehicle caused the accident that involved you and your vehicle, the rideshare company's policy may include liability and bodily injury coverage for you. It's dependant on a few factors, including whether the rideshare driver was logged on to the company app, whether they were logged on and en route to pick up a passenger, whether they were actively transporting a passenger, or whether they were not working and not logged on to the app. In the first three scenarios, the company's insurance plan may provide coverage.

Were you a pedestrian? Pedestrians, like the drivers of other vehicles, may be owed compensation if they are hit by an Uber or Lyft driver. Our lawyers will investigate the cause of the accident and who is responsible. Any driver who hits you while you are a pedestrian, if they are at fault, should be held responsible for the injuries they cause. We can determine if the insurance policy of Lyft or Uber, or the driver's personal insurance policy are in play.

Minimum Insurance Coverage

As Transportation Network Providers (TNPs), Uber and Lyft are required by Illinois to provide minimum coverages.

Even with these rules in place, it's rarely cut and dry after you are involved in a crash. Rideshare company drivers are considered independent contractors, not employees. As such, rideshare companies like Uber and Lyft look closely at whether they have any liability in accidents involving their drivers.

What To Do If You Are In A Rideshare Accident

After a crash in an Uber or Lyft, things you should do next include:

Your case evaluation with us is completely free. Once we learn more about what happened, we can let you know what your options are for pursuing maximum compensation.


WHY IT’S IMPORTANT TO HAVE KRAMARSIC LAW REPRESENT YOU

It’s easy for auto accident claims to become convoluted, and you may find yourself with less than what you’re owed when the dust settles. Injuries can hinder you for the rest of your life and require long-term medical care as well as harm to your quality of life and ability to earn a living. Insurance representatives may attempt to convince you to settle your case quickly before you realize the full extent of the damage to your person and/or property. Additionally, when auto accident claims involve the death of a loved one, it’s impossible to put an adequate number on your loss.


When you choose Kramarsic Law, you don't just get the advantages of our experience and proven track record of success. You also get a law firm that is committed to putting your needs first, listening to your concerns, answering your questions and representing you with skill, passion and determination.